State warns against fraud as flood waters recede

JACKSON – As the waters of the Mississippi continue to recede across the region, Mississippi’s attorney general, Jim Hood, said some residents are likely to be victims of fraud. When it comes to fighting any type of fraud documentation is key, Hood said. For those Mississippians facing flooding, Hood suggests keeping a camera or video recorder handy.

“Now that the flood waters are receding, many victims of the flood will be faced with hiring contractors to rebuild or renovate,” said Attorney General Jim Hood. “We always encourage people to try to hire local contractors, get a copy of their license and insurance, get a written contract, get references and check them out, and go buy materials and have them delivered to your home.”

“If we do have some unscrupulous clean-up or renovation workers come to the flooded areas, our best evidence is pictures made by the flood victim of the damage to the house, the contractor, his/her vehicle and tag,” Hood continued. “If they start running when you start taking pictures of them and their vehicle, this is your sign that they might be a crook.”

While Hood said he recognizes most contractors are honest business people, he emphasizes that the scams perpetrated on suffering homeowners could have a devastating effect.

In order to protect against home repair fraud after the flood, Attorney General Hood has the following tips:

• Always get more than one estimate.
• Request references and talk with those references.
• Use Mississippi contractors if you can.
• Get all terms in a detailed written contract.
• Be wary of supposed contractors who come to your home soliciting business.

Especially with wide-spread flood damage, most reputable contractors will be busy and won’t need to solicit business.

Additionally, the Attorney General warns consumers to look out for fake officials or anyone operating “door to door”. Many times after devastation, scam artists portray themselves as officials to obtain access into your home. This is a common ploy for burglars and individuals selling expensive and unnecessary repairs.

Identity thieves often pose as officials when they come to your door or call acting as if they are from FEMA, MEMA or your insurance company.

The Attorney General’s website, www.agjimhood.com, has a brochure which has helpful prevention tips as well as a model contract for home repair.

If you suspect home repair fraud, please contact the Office of the Attorney General, Consumer Protection Division at 601-359-4230 or 1-800-281-4418.